Effective Date: March 5, 2024

Bridge Fintech Inc. ("Bridge," "we," "us," or "our") values the trust you place in us when you use our services. This Privacy Policy is designed to explain how we collect, use, share, and protect the personal information of our users ("you") as you engage with our mobile application and website. We are committed to ensuring your privacy and data are handled responsibly and in compliance with applicable privacy laws and regulations.

Information Collection:

We collect various types of information to enhance our services, including:

· Personal Identification Information: Your name, address, email, phone number, and other contact details.

· Financial Information: Through Plaid, we access your financial data such as account balances and transactions.

· Automatically Collected Information: Device ID, IP address, operating system, and usage details.

· Geo-Location Data: To comply with regulatory requirements and ensure service availability in licensed jurisdictions.

Use of Information:

Your information facilitates:

· Deliver and enhance our services, facilitating transactions and personalizing your experience.

· Ensure compliance with legal, regulatory, and licensing requirements.

· Communicate with you regarding service updates, security alerts, and marketing offers.

· Support affiliate marketing and in-app advertising strategies, with clear communication and obtained consent where necessary.

Sharing of Information:

We share your information under specific circumstances:

· Service Providers: With third parties who assist in our service delivery, under strict data protection terms.

· Legal Compliance and Safety: We disclose information as required by law, to respond to legal processes, or to protect our rights and those of our users.

· Affiliates and Marketing Partners: For marketing purposes, with explicit consent.

· Business Transfers: In the event of a merger, acquisition, or asset sale.

· Future Use of Anonymized Data: While we do not currently sell personal information, we strive to innovate in how we provide value to our users. Should opportunities arise that allow us to leverage anonymized data in a manner that is compliant with our partners' policies, including Plaid, and regulatory standards, we may explore such options. Any future use of data will adhere to our high standards for user privacy and will be conducted with transparency and obtaining any necessary user consents.

These partners are obligated to protect your data and comply with privacy standards that meet or exceed our own. We conduct regular audits to ensure their adherence to these standards.

Consent for Marketing:

To ensure you receive marketing communications that are relevant and beneficial to you, we will obtain your explicit consent before sending any such communications. This process involves an opt-in mechanism where you can freely agree to receive marketing emails, notifications, or messages. You have the right to withdraw your consent at any time through the settings in your account or by contacting us directly at support@brigebanking.info.

Data Practices for Monetization:

We engage in:

· Transaction fees, affiliate marketing, and tailored in-app advertising.

· Data analysis for service improvement and premium subscriptions.

· We prioritize transparency, consent, and ethical practices in all data-related activities.

International Data Transfers & Geo-Location Use:

We comply with international data protection laws and use geo-location data to:

· Ensure services are available within licensed areas.

· Enhance security and prevent fraud.

Data Retention:

We retain personal data as necessary for service provision and as required by law, typically for five years, with provisions for longer retention for legal or audit purposes.

Your Rights:

As a user of our services, you are granted specific rights regarding your personal data, including:

access, correction, deletion, restriction, objection, and portability. To exercise these rights, please submit a request via support@bridgebanking.info. Requests will be addressed within 30 days. Please note that certain rights may be limited in specific scenarios as permitted by law.

Data Security:

Our security measures include advanced encryption, access control mechanisms, and regular security assessments to safeguard your data against unauthorized access, alteration, and misuse. We employ industry-standard protocols to ensure data security during transmission and at rest. Despite our efforts, no security measures are perfect. We strive to protect your information but cannot guarantee absolute security.

Third-Party Websites:

The Site may contain links to third-party websites and applications of interest, including advertisements and external services, that are not affiliated with us. Once you have used these links to leave the site, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information.

Changes to This Privacy Policy:

We reserve the right to update this policy to reflect changes in our practices. Any significant changes to our Privacy Policy will be communicated to you via email or a prominent notification before the changes become effective. We encourage you to periodically review this policy for the latest information on our privacy practices.

Contact Us:

For any privacy-related inquiries or concerns, please contact our Privacy Team directly at support@bridgebanking.info. We are committed to addressing your queries and concerns promptly and transparently.

Welcome to Bridge Fintech, Inc.! We provide a centralized platform for financial account aggregation, enabling users to manage various financial accounts in one interface. Our services include, but are not limited to, account aggregation, peer-to-peer transfers, and bill payments.

Agreement to Legal Terms:

By accessing or using Bridge Fintech, Inc., you agree to be bound by these Terms of Service ("ToS") and our Privacy Policy. If you do not agree, you must not use our services. These ToS govern your use of Bridge Fintech, Inc. and constitute a legally binding agreement between you and Bridge Fintech, Inc..

Contact Information:

For any inquiries or concerns regarding these ToS or our services, you can reach us via email at support@bridgebanking.info.

Eligibility:

You must be at least 18 years old and have the legal capacity to enter into this agreement. By using our services, you represent that you meet these criteria.

Account Registration and Security:

Creating an account may be necessary to access certain features. Provide accurate and current information, maintain the security of your account, and notify us immediately of any unauthorized use.

Intellectual Property Rights:

Bridge Fintech, Inc. and its licensors own all rights to the content, features, and functionality of our services. We grant you a limited, non-exclusive license for personal, non-commercial use, subject to these ToS.

User Responsibilities:

- User Representations: By using our services, you affirm your legal capacity, compliance with these ToS, and responsibility for the information provided.

- Prohibited Activities: You agree not to misuse our services in any way that could harm, disable, or overburden them. Specific prohibitions include, but are not limited to, unauthorized access, data mining, and the introduction of malicious software.

- Financial Transactions: You're responsible for all transactions made through our platform, including compliance with relevant laws and our AML Policy.

Third-Party Services:

Our platform may integrate with or provide links to third-party services, which are not under our control. We're not responsible for the content or practices of these services. Your interactions with third parties through our service are solely at your own risk.

Term and Termination:

We reserve the right to terminate or suspend your access for any breach of these ToS. Upon termination, your right to use our services ceases immediately.

Modifications and Interruptions:

We may modify, suspend, or discontinue our services at any time without notice. We will not be liable for any modification, suspension, or discontinuation of the services.

Governing Law and Dispute Resolution:

These ToS are governed by Delaware law. Disputes will first attempt resolution through informal negotiation. Unresolved disputes shall be settled by arbitration in Wilmington, Delaware, following the American Arbitration Association's rules.

Miscellaneous:

This section covers electronic communications consent, the severability of these ToS, and our right to assign these ToS to another entity without restriction.

Our Commitment to You:

- Compliance with Global Data Protection Standards: Despite operating solely in the U.S., we adhere to GDPR-inspired data protection practices to ensure rigorous safeguarding of user information.

- FTC Compliance: We are committed to fair marketing and accurate service representations, following Federal Trade Commission guidelines to foster transparent dealings.

- User Data Protection: We emphasize the responsible handling of user data, ensuring robust security measures, including data backup and allowing user control over their information.

Contact Us:

For further information about our services or these ToS, please contact us at support@bridgebanking.info.

Last Updated: March 14, 2024

This Cookie Policy explains how Bridge Fintech, Inc. ("Company," "we," "us," and "our") uses cookies and similar technologies to recognize you when you visit our website at https://www.bridgebanking.info ("Website") and our mobile application. It details what these technologies are, why we use them, as well as your rights to control our use of them.

In some cases, we may use cookies to collect personal information, or that becomes personal information if we combine it with other information.

What are Cookies?

Cookies are small data files placed on your computer or mobile device when you visit a website or use a mobile application. They are widely used to make websites work more efficiently, as well as to provide information to the site owners.

First-party cookies are set by the site you are visiting; third-party cookies are set by a site other than the one you are visiting. We use both types for various reasons, including making our services work, understanding usage patterns, and improving user experience.

Why do We Use Cookies?

- Essential Cookies: Necessary for our Website to operate, allowing access to secure areas, for example.

- Analytics and Customization Cookies: Help us understand user interactions with our Website and services, aiding in customization.

- Advertising Cookies: Make advertising messages more relevant to you and your interests.

How Can I Control Cookies?

You have the right to decide whether to accept or reject cookies. Essential cookies cannot be rejected as they are strictly necessary to provide services. You can control the use of other cookies through the Cookie Consent Manager on our Website or through your browser settings.

Specific Types of Cookies We Use:

- _cf_bm (Cloudflare): Helps manage traffic and prevent bots on our site. Expires in 29 minutes.

- _gat, _gid, _ga (Google Analytics): Used for website analytics purposes, with various expiration times ranging from less than 1 minute to 1 year.

- _fbp (Facebook): Enables personalized advertising through Facebook. Expires in 2 months 29 days.

Managing Cookies in Your Browser:

Different browsers offer varying methods for blocking and deleting cookies. You can change your browser settings to block/delete the cookies. To find out more about how to manage and delete cookies, visit wikipedia.org, www.allaboutcookies.org.

Other Tracking Technologies:

We may also use web beacons, pixels, and other tracking technologies for similar purposes as cookies, such as understanding user behavior and improving our services.

Updates to This Cookie Policy:

We may update this policy to reflect changes in our practices or for other operational, legal, or regulatory reasons. Please check back regularly for updates.

Contact Us:

For any questions about this Cookie Policy, please contact us at support@bridgebanking.info

This policy integrates specific requirements related to our Privacy Policy and Anti-Money Laundering (AML) Compliance, ensuring that our practices remain transparent and safeguard user data according to regulatory standards.

None at the moment.